Term Life Insurance

Term Life Insurance features temporary, cost-effective coverage with the opportunity to change should your needs change.

Term Life Insurance provides a cost-effective solution for your temporary life insurance needs and gives you the flexibility to change your policy should your temporary needs turn into permanent goals.

Term Life Insurance is right for you if you want:

• An affordable way to get maximum coverage
• To cover specific financial responsibilities like a mortgage or college expenses
• To supplement your Permanent Life Insurance during periods when coverage needs are higher, such as family-building, mortgage-paying years

Some things to consider about Term Life Insurance:

• There is no cash value accumulation
• Continuing your coverage after the initial level premium-paying term expires can be very expensive

Your representative can help you determine whether term life insurance makes sense for you and your family.

You might also consider a type of Permanent Life:

• Whole Life Insurance for permanent coverage, with guaranteed premiums, death benefits and cash value growth.
• Universal Life Insurance for permanent coverage, flexibility and less emphasis on cash value

*Guarantees are based on the claims paying ability of the issuing company.